Counseling Fees / Payment Methods

Fees For Counseling Services

As a specialist in counseling, I no longer accept insurance directly. If your health insurance includes mental health benefits and you choose to submit a claim for reimbursement, I can provide you with a receipt with all the required information. As a specialist providing urgent care, the majority of my clients are private-pay as some clients prefer to have the highest level of confidentiality.

Insurance Coverage:

  • Reimbursement varies based on insurance provider.
  • EAP Coverage – out-of-pocket cost is usually $0.

  • 50-minute session – call me for rates – 813.546.3567

The typical number of appointments varies. Some are seen more sessions, some less. No one can promise exactly how long it will take you to get the relationship back on track. Often relationship issues develop over years, and it can take time work through issues and get back to a loving relationship.

To estimate the financial benefits, consider the changes that you are making in stress levels that may affect your long-term health care costs. Look at whether the therapy is helping you be a more productive employee or enabling you to earn more money through promotions or by changing jobs. Look at the relationship and family problems that you are working on in therapy and evaluate if the therapy is likely to help you avert expensive problems in the future.

I see many private-pay clients as some clients prefer to have the highest level of confidentiality from: employers, insurance companies, spouses, etc.

Why Some People Choose not to Use Insurance Coverage:

It’s no secret: our privacy rights are under attack. The insurance and financial industry have a powerful lobby in Washington, and they have done everything possible to have access to medical information to their advantage.

The Gramm-Leach-Bliley Act of 1999, allows banks, brokerages, mortgage underwriters, and insurance companies to act as a single entity. Despite strict rules regarding privacy policies, most information can be shared. The Medical Information Bureau, a private organization that acts like a credit agency, collecting and distributing medical information, makes medical privacy difficult to maintain.

If you are planning on using your insurance coverage for mental health treatment, you should be aware that your records can be reviewed by the insurer and that claims information can be traded under terms of a privacy policy that most people sign without reading or understanding.

Under these circumstances, many people choose to keep their privacy by not using insurance coverage. Is this wise? There are many arguments for and against it, depending on how you believe the information may be used. I advise my patients to learn about the issue and form their own decisions based on their own needs and values.
** Is Therapy a Wise Way to Spend Your Money? by Ivan Miller, Ph.D